What Does It Mean To “Spend Down?”
Do you have a plan for paying for your long-term care? Most people do not, which limits one’s options and leads to poor choices. That’s why there are so many horror stories out there about seniors losing properties that have been in their family for years because they fell and broke a hip....
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Help For North Carolina Seniors In Need Of Home Repairs
If you are starting to feel like Cary Grant in “Mr. Blandings Builds His Dream House” or Tom Hanks in “The Money Pit” you are not alone. Experts say that the average homeowner should expect to spend at least 1 percent of his home's value each year on repairs and general maintenance. The...
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Potential Changes In The Law May Help Veterans Exposed To Agent Orange
Agent Orange was a powerful herbicide the U.S. military sprayed on jungle terrain and crop lands occupied by our enemies, and on our military bases beginning in the 1950s. Today its use is banned as we now know exposure to it causes many...
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Is Buzz Aldrin In Trouble?
In October, Buzz Aldrin, the second man on the moon, will be appearing in court. The whole world will once again be watching him, but this time it is not a happy occasion. Earlier this year, Buzz’s children, filed a legal petition seeking guardianship over him, and he filed a lawsuit...
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What Is A Reverse Mortgage? And Should I Get One?
The tv commercials toting them aren’t as prevalent as they once were, but we still get a lot of questions about reverse mortgages from our estate planning clients. We’ve therefore put together this quick primer on them.What is a reverse mortgage?A reverse mortgage is exactly what it sounds like -...
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It’s A Wonderful Life… Insurance
The Frank Capra’s Christmas classic It’s a Wonderful Life was recently on tv as part of some sort of “Christmas in July” promotion, and I happened to catch the part where mean old Mr. Potter suggests that George Bailey is worth more dead than alive because all he has to his name is...
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Leaving Behind Unique Assets Requires Proactive Estate Planning
Anthony Bourdain’s suicide left many of us shaken to the core. It is shockingly sad that someone so gifted, who seemed to have such a thirst for life, would want to give his up. His estate plan reflects what we as a public knew about him, and is a perfect example of why...
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You Might Need 20 Copies Of Your Loved One’s Death Certificate
There are a lot of strange things you will have to do when a loved one dies, and handing out copies of their death certificate is one of them. You may need around 20 copies of your loved one’s death certificate in order to settle his or her estate.A death certificate is a...
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Do You Have The Mental Capacity To Make A Will?
Do you ever walk into another room to get something, and suddenly forget what that something is? Do you get confused and irritable when you are tired? Did you understand all of the fine print in the last contract you signed? Depending on how you answer these questions, someone might challenge your mental...
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Special Needs Trusts Protect The Special People In Your Life
If you have a loved one with special needs, you already know that the benefits they receive from the government are both amazing and completely inadequate. Your loved one would not have the quality of life they currently enjoy without receiving government benefits, but the benefits only provide for very basic needs.
You...
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